Gonzalo Camarero, José Félix; Retolaza, Jose Luis2023-07-132023-07-130https://www-digitaliapublishing-com.cientifica.remotexs.co/visorreadspeaker/116297http://146.190.124.33/handle/123456789/8715spaEconomics and BusinessGestión del riesgo moral: clave para la sostenibilidad